CAPITAL ALLOWANCES SPECIALISTS

Capital Allowances advice for commercial property.

Identify qualifying expenditure, maximise available relief and stay compliant with HMRC — from property purchases and refurbishments to fit-outs, historical claims and enquiry support.

What are Capital Allowances?

Capital allowances can replace accounting depreciation for certain items of plant and machinery. Claiming them can reduce taxable profit and the amount of tax paid to HMRC.

Capital allowances are governed by legislation, and keeping compliant while maximising relief can be complex — specialist advice is essential.

Simon works alongside your existing advisors to provide specialist support, from tax planning and entitlement checks through to HMRC negotiations.

When are they relevant?

Whenever capital expenditure is incurred on qualifying assets within a commercial building, including:

You don't even have to be the freeholder. Where the expenditure is capital in nature and the items qualify, relief may be available.

Purchase

Construction

Fit outs

Refurbishments

Tenant works

What does this mean in cash savings?

The same project can produce a very different cash-flow outcome depending on when specialist advice is brought in.

Scenario A — advice before the project starts

A company leases a shell-and-core unit in a new development and seeks specialist capital allowances advice before works begin. During the project, the relevant information is gathered from the project team, including contract sums, variations, final account details and fixed asset ledgers.

Capital expenditure £5,000,000
General Pool — fully expensed £2,500,000
Special Rate Pool — FYA and AIA £1,500,000
Total qualifying allowances identified £4,000,000

Enhanced allowances can bring relief forward into the year the works are carried out, helping ease post-project cash flow.

Scenario B — advice after the first-year allowance window

The same works are reviewed later, after the period for claiming enhanced allowances has passed. The same level of allowances is identified, but WDA rates apply, so the cash benefit is spread over many years.

Capital expenditure £5,000,000
General Pool — 18% per annum £2,500,000
Special Rate Pool — 6% per annum £1,500,000
Total qualifying allowances identified £4,000,000
Scenario B indicative annual and cumulative cash savings by year.
Year Annual cash saving Annual Cumulative Cum.
1 £135,000 £135,000
5 £68,431 £493,074
10 £31,750 £712,115
30+ - Relief continues over time
Year 1
Annual cash saving £135,000
Cumulative £135,000
Year 5
Annual cash saving £68,431
Cumulative £493,074
Year 10
Annual cash saving £31,750
Cumulative £712,115
Year 30+
Annual cash saving -
Cumulative Relief continues over time

Illustrative figures based on the example provided and subject to the company’s tax position.

What assets qualify?

Qualifying plant and machinery (P&M) falls into two categories.

General Pool

Written down at 18% per annum.

  • Fixtures and fittings (e.g. kitchen units, shelving)
  • Fire alarm systems
  • Building management systems
  • Sanitary installations
  • Carpet
  • Non electrical mechanical fittings (internal door locks)
0%
WDA

Special Rate Pool

Written down at 6% per annum.

  • General electrical installations
  • Lighting
  • HVAC
  • Cold water
  • Lifts
0%
WDA

I purchased my property, can I claim?

Yes. When you purchase a commercial property, you purchase the right to claim for qualifying items.

Both freehold and long leasehold acquisitions can qualify.

Structural Building Allowances (SBA)

SBA can provide additional tax relief on qualifying construction costs of new non-residential buildings and major refurbishments.

  • Applies to new builds and qualifying refurbishments
  • Relief based on construction costs, not fittings
  • Claimed alongside Capital Allowances

BEYOND STANDARD ACCOUNTING

Why use a specialist?

Miss one of these areas and valuable tax relief can be lost.

Tax Strategy

Navigating complex legislation including Full Expensing, Annual Investment Allowances, and specific capital/revenue distinctions.

Construction

Technical knowledge of building systems, M&E services, and architectural specifications.

Accounting

Integration with existing tax computations and forensic analysis of historical cost data.

Property Law

Managing s198 elections and complex contractual tax clauses during property transactions.

Discuss your portfolio with a specialist.

Secure an initial technical review of your property assets or upcoming construction project.

Get in touch